Policy comparisons & quotes
We hold access to a broad panel of Australian insurers, so we compare real terms — limits, exclusions, excesses — not just premiums. You get suitable options and the reasoning behind them, in writing.
Business Insurance Broker · Australia-wide
Business insurance arranged the way it should be: compared across a broad panel of Australian insurers, explained in plain English, and backed by claims handling at no extra charge.
What we do for you
Placing the cover is the easy part. What you actually pay a broker for is what happens at claim time, at renewal, and every time the market moves.
We hold access to a broad panel of Australian insurers, so we compare real terms — limits, exclusions, excesses — not just premiums. You get suitable options and the reasoning behind them, in writing.
Businesses change; policies quietly don’t. Every renewal we re-check the cover against what you actually do now and re-test it against the market.
A claim is the day the policy either works or it doesn’t. We lodge it, deal with the insurer and the assessor, and stay on it through to settlement — at no extra charge.
Comprehensive cover. Protecting your business. Backed by advice from a broker who puts your business first.
Call us. We can lodge the claim, communicate with the insurer and assessor, assist throughout the process and advocate for you through to settlement. Pivotal’s current service includes claims handling at no additional charge.
How we work
No portals to wrestle, no forms in triplicate. From the first call to a claim, you deal with the same broker — start to finish.
A few minutes on the enquiry form or the phone — what you do, what you own, what keeps you up at night.
Real comparisons across a broad panel of Australian insurers — limits, exclusions and excesses, not just premiums — with suitable options set out in writing.
Claims handled for you at no extra charge, and the whole program re-tested against the market every renewal.
Start an enquiry
A few quick questions. Your broker calls you back with real answers, not a script.
Office hours: Mon–Thu 7:30am–4:30pm, Fri 8:30am–2:00pm. Prefer to talk now? 1800 385 031.
Common questions
Straight answers on how a broker actually works with your business, before you even pick up the phone.
We arrange over 50 lines of cover across business, liability, property, cyber, professional indemnity, commercial motor, marine, construction, management liability, landlord, strata and more. This means you can manage multiple insurance needs through one point of contact.
Yes. Where appropriate, we can bring multiple policies together under one broker, even when different types of cover are placed with different insurers. You still have one point of contact who understands your overall business.
Not necessarily. Premium matters, but so do exclusions, limits, excesses and the scope of cover. A cheaper policy can become expensive if it doesn’t respond the way you expected when something goes wrong.
At minimum, your insurance should be reviewed at renewal. You should also contact your broker when something significant changes — such as your turnover, locations, stock levels, employees, products, services or overseas exposure. Pivotal includes an annual policy review as part of its service.
Tell us a little about your business and one of our brokers will get in touch. We’ll understand what you need, approach suitable insurers and talk you through the options — without making insurance more complicated than it needs to be.